What We Do

Empowering You To Take Back Control of Your Money

Gain Financial Freedom

Discover financial empowerment with ‘Your Money, Your Rules: A Step-by-Step Guide to Becoming Your Own Bank.’ Teresa Villaruz demystifies the Infinite Banking Concept, guiding you to reclaim control of your money and create a personal banking system that allows your wealth to grow simultaneously in multiple places.

A Best-Selling Author

Teresa Villaruz

I’m Teresa Villaruz, author of the book, “Your Money, Your Rules: A Step-by-Step Guide to Becoming Your Own Banker”

I’m a mother, wife, daughter, and cancer warrior. Life took an unexpected turn when I faced an invasive cancer diagnosis. The fear of what would happen to my family if I were no longer here loomed large. Amidst the stress of battling cancer, I found myself worrying about the financial impact on my loved ones – lost wages, expensive treatments, and mounting living expenses.

Fortunately, my life insurance policy came with living benefits, offering a lifeline during a challenging time. This experience fueled my commitment to educating families about the critical role of life insurance. I believe this journey is my calling, a way to help and protect families by showcasing how life insurance can help me, potentially a matter of life or death.